Pannovate

The Launchpad for Financial Innovation

We are one of the most established Banking-as-a-Service and Embedded Finance platforms, enabling companies across the world to launch feature-rich payment products and solutions quickly and easily. Whether you are launching a fintech or need to integrate a card programme with your core system, Pannovate can accelerate your path to innovation and growth.

Your shortest path to launching financial products

Delight your customers and quickly grow your top line without the complexities of banking relationships, licensing, compliance, core banking, identity management, and payment networks.

Speed to Market
Yes. The quickest delivery achieved by Pannovate to date – from contract to live customer was in just under 4 weeks.
Speed to Market

Is it possible to launch a banking product in a matter of months?

Comprehensiveness
Yes, Pannovate can launch a comprehensive card programme globally on the same platform by leveraging its modular, scalable technology and integrated partnerships.
Comprehensiveness

Is it possible to launch a comprehensive card programme on the same platform across the globe?

Gateway to Innovation
Pannovate has developed robust digital processes and customer-facing experiences that will help organisations grow in their target markets.
Gateway to Innovation

Can a single, easily deployable platform drive the forefront of financial services innovation?

Easily Customisable To Fit Your Needs

Whether you're a large enterprise, an early-stage startup, or somewhere in between, our modular platform scales seamlessly to meet your needs, offering the broadest range of financial products to support your growth.

Managed Services

Is it possible to launch a card or banking program based on the unique needs of our customers while being entirely managed by Pannovate?

BYOS

Is is possible to "Bring your own supply chain (BYOS)" to get best in breed products and services from the entire fintech ecosystem aggregated by our award winning platform?

Simplify integration via a
single, API-first platform

We've simplified integration by building a RESTful JSON API. Deploying your financial products can be as fast and simple as selecting a few API calls from our developer-friendly dashboard.

Build with
Confidence

Pannovate Platform

£1b

annual transaction volume

30m

annual transactions

47+

partner integrations

Our awards

Awards

Demonstrated customer value

The Access Bank UK
Trusted Novus BankVisa Bank

Certificates

Certificates

We power possibilities. What do you want to build?

Digital Banking

Digital Banking

Disrupt traditional banking and deliver new services like cash-flow forecasting and multi-currency accounts to new audiences.

Property Management
New

Property Management

Leverage your property portfolio and introduce new revenue generators through our innovative solution for property managers and landlords.

Card Solutions

Card Solutions

Issue branded and innovative card experiences that engage your customers while providing the ultimate in control and financial risk mitigation.

Global Accounts

Global Accounts

With Global Accounts, you can offer accounts in over 30 currencies and remittance payments to over 100 countries, extending your reach to over 3 billion people.

Credit Builder

Credit Builder

Empower more people to access credit, including those with low credit scores or limited credit history, and help them take the first step towards a stronger financial future.

Embedded Finance

Embedded Finance

Integrate a wide range of financial products with your core product with speed and efficiency on the Pannovate platform.

Payroll

Payroll

Deliver instant payments to thousands of contractors, vendors, and employees with the control and reliability of Pannovate's cutting-edge payment solutions.

Family Office Solutions
New

Family Office Solutions

Customisable banking products for the unique needs of family offices.

SM FI Solutions

SM FI Solutions

Tailored solutions for small and medium-sized financial institutions seeking to enhance their value propositions through both vertical and horizontal growth all with minimal strain on their resources.

Financial Inclusion

Financial Inclusion

A banking solution designed specifically for those living in vulnerable circumstances and the carers looking after them.

Empowerment

Empowerment

A banking solution crafted to empower minors in financial inclusion, providing families and educators with tools to guide young people in developing responsible money habits.

Insights & Research

See more insights and case studies
Temenos integration

Temenos integration

Property Management

Property Management

Embedded Finance

Embedded Finance

Let's build something groundbreaking today!

Book a call with us to discover how Pannovate can help you get a proposition to market quickly and effectively.