Let's Innovate together

Acquiring refers to the process of enabling businesses to accept card payments, both online and in-store, by connecting them to payment networks like Visa and Mastercard through acquiring banks or processors.

Yes, we do! Our white-label solutions are designed to help fintech startups launch quickly and efficiently, with customisable features that fit your brand and vision. Explore how our Launchpad platform can empower your business.

Issuing: Providing payment cards to customers, tied to an account or wallet.

Processing: Managing the transactions and data behind card usage in real-time.

Pannovate works with leading issuers like Visa, Mastercard, and UnionPay.

Yes, our solutions are designed to be adaptable, making them ideal for various industries where tailored systems are required. Whether you're in finance, healthcare, retail, or any other sector, we ensure that our technologies can be customised to meet the specific needs of your customer segments. From specialised compliance frameworks to unique user experiences, we deliver solutions that drive success across diverse markets.

KYC (Know Your Customer) is the process of verifying customer identity to ensure compliance with legal and regulatory requirements. It helps prevent fraud, money laundering, and financial crime. Yes, most financial businesses need KYC to onboard customers securely.

Ledger services manage and track all financial transactions, ensuring accurate records of credits, debits, and balances in real-time. This ensures transparency and compliance for businesses.

Agency Banking allows financial institutions to provide banking services (like cash deposits, withdrawals, or bill payments) through third-party agents such as local shops or kiosks, extending their reach without needing physical branches.

We begin with a discovery session to understand your needs and goals. Then, we provide a tailored proposal and roadmap to ensure our solutions align with your business objectives. Once approved, we establish a clear project timeline and kick-off plan.

Our process is structured in phases:

We remain flexible and keep you updated at every step. Read more about our project management.

Pannovate stands out through seamless integration with existing systems, reducing time-to-market while ensuring operational efficiency. We act as your partner, not just a provider, offering dedicated support from concept to launch. Our proven track record showcases innovative, scalable solutions that drive growth, backed by a reputation for exceeding expectations.

Yes! We've partnered with leading fintech and banking organisations to deliver innovative solutions. Success stories can be found here.

Absolutely! We encourage collaboration and seamlessly integrate with your internal teams to align expertise and achieve your goals efficiently. Find out more about our managed services.

Pannovate offers modular, scalable solutions and a unified platform that allows you to quickly develop, test, and launch innovative financial products, reducing time-to-market and enhancing customer experiences.