



With a comprehensive, all-in-one service and a single, straightforward commercial agreement, we ensure rapid deployment by providing the necessary infrastructure and processes to meet all your needs.

Whether you're looking to embed card issuance into your existing offering or build a next-gen digital bank, our tailored approach eliminates the complexities of launching a payments solution. Pannovate's Managed Services are designed as a modular offering allowing you to "pick 'n mix" features and functionalities, without compromising on quality or speed to market.
What are Managed Services?
Launching and running a payments product, be it a card product or a digital banking offering, is a time- and resource-intensive exercise, requiring you to enter and manage multiple third-party relationships, including BIN sponsors, Agency Banks, KYC providers, Acquirers, Card Manufacturers, adhere to regulatory compliance, provide 1st-level customer support, and a myriad of other tasks.
Organisations that want to capitalise on the benefits a payments solution can bring to their business, but lack the time, resources, or experience to handle the entire process, look for trusted organisations to take care of the "heavy lifting," leaving them free to focus on creating a great product and bringing it to market.
Pannovate takes on the responsibility of running the programme on your behalf, giving you the flexibility to deliver a tailored, scalable payment solution to your customers.
Pannovate's Managed Services always includes:
Initial Product Set Up And Launch
Full Life Cycle Project Management
Required Due Diligence
Client Support Services & Product Training
Full Compliance Review
Comprehensive Account Management
Regulatory Review
Finance Process Review
Pannovate's Managed Services provides everything you need to launch and manage your payments programme, giving you full control over every aspect, from design and authorisation to spending controls. Our all-in-one solution enables you to efficiently manage and scale your programme while working with a single provider through a seamless API integration or a fully customised Launchpad App.
Key Features
Benefits of Modular Banking for Fintechs
Reduces Friction and Speeds Up Onboarding
Built-in KYC, KYB, and AML compliance frameworks reduce friction and increase the onboarding speed for consumers and businesses.
Flexibility to Bring Your Own Bank Partner
Easily integrate with your chosen bank partner for specific modules like BIN sponsorship, simplifying incremental integrations for both the sponsor bank and Pannovate.
Optimised Bank Services from Sponsor Banks
Sponsor banks specialise in fintech-optimised services, providing the best-of-breed bank services through our platform.
Accelerates New Features and Product Support
Support new features or products at speed and scale without dependency on a single or few banks, preventing delays in product introduction and scaling.
Mitigates Business Disruption Risks
Multiple sponsor banks offering overlapping and specialised services reduce the risk of business disruption and eliminate single points of failure, ensuring bank partner portability.






















